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Cash for Homes in Louisville Buyers – Will I Get A Fair Price?

Cash House Buyer in Louisville

Cash House Buyer in Louisville

Time and money are crucial factors when you are selling your home. If you need to sell your Louisville house fast… there are local professional home buying companies who pay cash for homes in Louisville Kentucky.

Let’s dive into how you can sell your local Louisville house fast and get cash for your house in the process without having to list your house with a real estate agent, or wait months for it to sell. Cash for Homes in Louisville. We Buy Houses Cash. Cash House Buyer in Louisville.

How Do Cash For Homes in Louisville Buyers Work?

Cash House Buyer in Louisville. Finding reputable local Louisville house buyers who pay cash for homes in Louisville can be a daunting task. However, with a little research, you can find that there are several investors out there looking to buy property for cash. Here are some of the things you should look at when you’re working with local cash home buyers (including our company, [company], we buy local Louisville Kentucky houses fast).

And before you dive in below… if you’re not sure how the process of a cash buyer like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 buying your local Louisville house works… check out our “How it Works” page on this site and our FAQ. Cash for Homes in Louisville.

Price And Time Are Trade-Offs – Which Is More Important To You?

As you might suspect, it is not easy to get the full market value for your home if you are selling it fast on cash.  To get the full market value of your house, you may have to wait 3-6+ months… and often will need a real estate agent out there marketing your house to find you the best buyer. Real estate agents charge a commission (usually between 3-6% of the sale price)… so if it takes you 6 months to sell and you have to pay a 5% commission… is that worth the wait?

Most often, local Louisville house buyers like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392, we’ll evaluate your house… determine what it’s worth if it’s fully fixed up… determine how much we’ll have to invest in repairing / renovating the property… how long it will take us… and of course we have to turn a small profit for our risk in buying the house, renovating, and selling it… so we do tend to make offers that are below the full retail market value.

But we can close quickly (in as little as 7 days if you need us to)… so if selling your house fast with zero hassle at all is more important than getting every penny out of the sale… submit your info on the form on this next page or give us a call at (502) 631-9392.

We can make you a fast no-hassle offer in less than 24 hours.

We like to make sure every house seller we work with knows all of their options, and we even encourage you to get other offers and shop them around. We won’t be offering the lowest price in town… we often won’t offer you the highest price… but you can be assured that when we make you an offer, we’ll follow through with what we say we’ll do. Cash for Homes in Louisville.

How Much Work Do You Want To Put Into Making Your Louisville Kentucky House Sell?

Another big factor that local Louisville cash home buyers like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 can offer is we take 100% of all of the work and hassle to sell your house off of your hands. Cash House Buyer in Louisville.

We handle it all.

No, we’re not listing your house like an agent does. With that route… you’ll still have to clean up your house… get it ready to show it when the streams of potential buyers want to see it… go back and forth through your agent with the buyers on price and terms, etc. It can be a lot of work. Cash for Homes in Louisville.

Especially if your house here in Louisville needs some work.

But, we offer cash for houses in Louisville Kentucky because we’re professional home buyers based locally here in Louisville.  If a house needs work, we’ll buy it as-is and we’ll pay for the repairs it needs out of our pocket after we buy it from you. And you won’t have to worry about the paperwork either… we’ll get it all created at a reputable neutral party closing agent in town of your choosing… or we can recommend the ones we’ve used for years. Cash House Buyer

Basically, we can make you a fair all cash offer on your Louisville house (or Call Us Today at (502) 631-9392!)… and if it’s a fit, great! We’ll handle everything.

Do Your Research And Trust Your Gut

Before you decide to go with an investor offering cash for your property, be sure to investigate their reputation carefully. Consider asking for references from the investor. Talk to people the investor has worked with in the past to determine whether they are the right fit for you.

There are people out there who are less than honest… so make sure to do your research, talk to them and make sure you can trust them, and that they can actually close on the offer they made you on time.

We take our reputation seriously and are glad to answer any questions you have about us, how the process works, and how we can help you. Buying Houses Cash

When you’re ready to start the process of selling your Louisville Kentucky home for cash, fill out our form and we’ll help you get started.

Call Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 today at (502) 631-9392 for an immediate cash offer on your Louisville Kentucky house… or Submit The Fast Offer Form Here >>

 

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3 Ways To Tell Real Estate Agents And Investors Apart In Louisville.

Ways To Tell Real Estate Agents And Investors Apart In Louisville

Ways To Tell Real Estate Agents And Investors Apart In Louisville

If you’re thinking of selling, you’ll likely connect with people who want to help. Some will be agents and some will be investors. Check out this blog post to read about 3 ways to tell real estate agents and investors apart in Louisville, and help you understand why you might want to work with one versus the other…

Thinking about selling your house? You might be approached by a bunch of different people who all offer to help you sell. But not everyone who offers to help will help in the same way. Some are real estate agents, other are real estate investors and they’ll help you in different ways. Here are 3 ways to tell real estate agents and investors apart in Louisville. We Buy Houses.

Ways To Tell Real Estate Agents And Investors Apart In Louisville: List Versus Buy.

The easiest way to tell agents from investors is to ask what they are going to do with your house – list it or buy it. A real estate agent will list your house on a listing service and they’ll try to find a buyer. They might need to show it to several people in order to find one buyer. We Buy Houses Louisville.

An investor, on the other hand, isn’t going to list your house – the investor is a buyer and they will buy your house from you directly. (That’s what we do at Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 – we’re buyers and we buy houses in Louisville. If you want to sell your house, click here and enter your information to find out how much we can pay).

Ways To Tell Real Estate Agents And Investors Apart In Louisville: Timeline To Sell.

The next way to tell an agent apart from an investor is to ask about their timeline to buy. An agent won’t know because they have to find the buyer first. In many cases, they might be looking at 3-12 months during which they’ll show the house to multiple potential buyers. We Buy Houses Cash.

An investor, though, will know exactly how long it will take to buy your house since they’re the ones who will buy it. They will have an exact timeline (which could depend on you and how quickly you want to sell). We Buy Houses Fast.

Ways To Tell Real Estate Agents And Investors Apart In Louisville: Commission Versus No Commission.

This one is crucial! An agent makes their money when they find a buyer and then you have to pay them a commission on the house (which could be somewhere around 6% of the sale price… or $6,000 on a $100,000 house).

An investor, however, isn’t listing your house so there aren’t any commissions. That’s because an investor will make money by either renting the house to a tenant or fixing up the house and selling it… so they make their money in a different way. Sell House Fast Louisville.

There are other ways to tell an agent or investor apart. The best thing to do is just ask… they’ll tell you!

If you’ve read this post and decided to see what an investor can pay for your house, get in touch with us.

 

Please enter your info below or pick up the phone

and call our team NOW at (502) 631-9392.

 

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Sell My House For Cash In Louisville Kentucky

 
 

How Can I Sell My House For Cash In Louisville?

If you are thinking about finding a buyer for a house here in Louisville, Kentucky you may find it is no walk in the park, especially if the house needs some work. If you need a really quick sale for this type of house, then chances are you are grappling with the question, “How can I sell my house for cash in Louisville Kentucky ?” Well, fret not! There are several options that you can explore when putting your home up for fast sale. We Buy Houses Cash Louisville.

Here are three most common options worth considering; however, if you need to sell your house fast for quick cash, then be sure to call Fast Cash House Buyers, L.L.C. first at (502) 631-9392. We have cash in the bank, and are able to buy  most any house, anywhere in Louisville, Kentucky. Sell My House for Cash in Louisville Kentucky. We Buy Houses Louisville.

#1 “Sell My House Fast For Cash In Louisville Kentucky To A Local Investor”

If you are determined to sell your house to a cash buyer, a local Louisville house buying company such as us here at Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 are one option for you. We buy houses in Louisville and surrounding areas in Kentucky when sellers need to sell fast.  If you’re looking to get the full market retail value on your house… and you have time to wait for it to sell (3-6 months) look at option number two. But if you need to sell your house fast and are willing to sell it less than the full retail value that you may be able to get by listing it w/ an agent and waiting until it’s sold… we’d like to make you a fast-fair offer on your house today... or call us directly at (502) 631-9392. Sell My House for Cash in Louisville Kentucky.

#2 “Sell My House For Cash With A Real Estate Agent”

If you have a bit more time and can wait for the right retail buyer to come along, and you can pay the 3-6% in real estate agent commissions on the sale… listing your local Louisville, Kentucky house with a real estate agent is a great option.

A real estate agent is one option for getting your property across to cash house buyers… It is possible to sell your house quickly for cash through a real estate agent. We Buy Houses Fast Louisville.

However, this begins by finding the right agent. Start by asking at least five local Louisville agents to assess your home and show you some comparable houses that they have recently sold for cash. The agent you settle for should list your house in as many property websites as possible in order to broaden the market reach and of course put it on the local Louisville area MLS (multiple listing service).

It is also important that they advertise your house in the local publications buyers tend to look at (newspapers, etc.). To help speed up the process, consider offering the agent an attractive incentive if they manage to sell the house within a specified time frame. With this option you will of course pay the real estate agent commissions… so be prepared to figure that into your overall costs. Sell My House for Cash in Louisville Kentucky.

#3 “Sell My House For Cash With A FSBO Listing”

According to experts, 90 percent of all property searches now begin online… and if you have time to wait to get your house sold… and the time to show potential buyers your house as they come calling… selling your Louisville house “For Sale By Owner” may be a good fit.

There are tons of web based real estate agents that you can approach to sell your house on their websites and some agents will let you purchase a listing on the MLS for $300-$500+. . Additionally, you can list your house on websites like Craigslist as well as online property directories in your area. To attract potential buyers, be sure to accompany your listing with clear photos of your home. Sell My House for Cash in Louisville Kentucky. Sell House Fast Louisville.

“So, who can buy my house for cash in Louisville Kentucky?”

If you are grappling with this question, you need to realize that it is possible to sell a house fast for cash… the main thing you need to decide right now is how fast you need to sell your Louisville house.  If you have 3-6 months and can pay the real estate agent fees… list your house with an agent.

But if you don’t have enough room in the house sale to pay an agents commissions… or you can’t wait the time it may take to sell your house at full retail… chatting with a reputable local real estate buyer like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 may be a great option to explore. All you have to do is know your options when it comes to selling property for cash. Click here to learn more house for cash selling tips. Better still, fill the web form below for a fast fair all cash offer for your home. We Buy Houses Louisville. We Buy Houses.

 Sell My House for Cash in Louisville Kentucky.

Fill out the quick form below to get your fast-fair cash
offer for your Louisville house TODAY!!!

 

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Sell Your House Without an Agent in Louisville KY

Sell Your House Without an Agent in Louisville KY

Another happy buyer – 2015!

Well, we did it again.

Gave somebody money to get rid of a house they didn’t want anymore.

I got a call the other day from a very nice lady named Barbara who wanted to sell her house without an agent here in Louisville Kentucky. She’d been thinking for a long time about what to do with her old house. She’d raised a family there and had a lot of fondness for the place, which anyone can understand. Her family had been nudging her for a while to sell the thing, but she couldn’t quite do it. Sell Your House Without an Agent in Louisville KY.

However, the years had taken their toll on Barbara’s house. It wasn’t abuse or neglected, but time marched on and houses like hers naturally just kind of wear out just from sitting there. Paint starts to fade, carpets get dusty, etc. The roof will wear out just from the weather and Father Time. After a period of time, home doesn’t look like home anymore.

Once Barbara was ready to sell, she didn’t want to fool around with an agent. Not that there is anything wrong at all with selling with an agent, but what Barbara REALLY wanted was a BUYER, not an agent. As it turned out, she’d known about Marie and me and called me up. We talked on the phone for a little while. It sounded like we were generally in agreement about what the house was worth, so I came out to take a look at it. Sell Your House Without an Agent in Louisville KY.

The house had various things wrong with it due to the passage of time. It was not in the kind of shape that a regular buyer who wanted to move in would want it, but that was fine with me. I knew that it would cost some money to fix the place up. Barbara knew it, too, but wasn’t too keen on spending that money. She just wanted that house GONE.

After I looked at the house, she and I (and her son) just talked out in the yard for a few minutes and reached an agreement. After that we wrote it down on one page of paper and each got a copy so we all understood what we agreed too. We arranged for a sale the next week. As it turned out, Barbara’s son had something going on at work the day of the closing, so we moved the date to suit Barbara and her son’s needs. Sell Your House Without an Agent in Louisville KY.

We met at a real estate attorney’s office and had a closing that lasted maybe 30 minutes or so and she left with a check, and without a burdensome house.

Sell Your House Without an Agent in Louisville KY

Does this true story sound like something that would be good if it happened for you? Would you like to sell your house without an agent in Louisville KY? If so, just give me a call at (502) 631-9392. I’ll be glad to talk with you and see if we can help you.

Thanks and God bless,

-Dave
(502) 631-9392

 

If you like to sell your house without an agent in Louisville,

fill out the form on this website to get started.

Or Give Us A Call Anytime at (502) 631-9392.

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Why Won’t My House Sell in Louisville?

Why Won't My House Sell in Louisville?

Why Won’t My House Sell in Louisville?

You’re trying to sell a Louisville Kentucky house that just won’t sell?

And yet – the news says the real estate market is heating up. The media is practically shouting again about multiple offers, high demand, and record-setting prices.

So where’s your contract? Why Won’t My House Sell in Louisville?

These tips could be just what you need to help you sell your Louisville home.

Why won’t my house sell in Louisville? – 6 Tips To Cure It

 

1) Get good help.

Just like before, there are novice agents and investors rushing into the booming market trumpeting that they know what they’re doing.

But they don’t. They’re getting hit hard with the nuances of financing, deal structure, and evaluation. Seriously, chances are good that real estate is your biggest investment – don’t trust just anyone’s advice. If you want great results, partner with the pros.

2) Don’t make too many improvements.

Too often we see over-improved properties – those where the owners have gone too far. Even with the best of intentions, exceptional craftsmanship and true artistic talent, it’s incredibly challenging to exceed what the market is paying. Plus, most buyers want to add their own custom touches. Get rid of all the clutter and think “neutral”.

3) Do make necessary improvements.

Unfixed stuff scares buyers. Show that you’ve been a responsible property owner and get all the little details fixed.

Don’t leave gaps in the trim or plates off of the switches. Get it inspected by a professional home inspector, and show off the healthy home report. This goes a long way towards establishing confidence that they’re making a good purchase.

4) Style and design matters.

Curb appeal is as important as the inside – so don’t neglect one part of the property to improve the other. Give buyers a cohesive impression of great style. Paint the walls, update the landscaping, and most of all – keep it immaculately clean. Consider hiring a professional designer to help tastefully stage the property.

5) Pricing matters a lot.

If you’re getting a lot of showings but not a lot of offers, you might not be too far off in price. If your best efforts to advertise your property aren’t making the phone ring, you’re probably overpriced.

6) Every property will sell – sometime.

There’s no magic formula – but there’s no substitute for experience.

Why Won’t My House Sell in Louisville?

****************
If you need to sell a house near Louisville, we can help you. We buy Louisville Kentucky houses.

We buy properties like yours from people who need to sell fast.

 

Give us a call anytime (502) 631-9392 or fill out the form here today!

 

Photo by Bart Everson

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I Inherited a House, What To Do? – Should I Rent or Sell in Louisville?

I Inherited a House, What To Do? – Should I rent or sell in Louisville

Inherited House – Should I Rent or Sell in Louisville?

First, we’re so sorry for your loss. This can be a very challenging time for many reasons, and dealing with property ownership is tough at the best of times.

You’re thinking, “I inherited a house, what to do with this house?” Should I rent it? Should I sell it?  How should I sell it?

Tons of options open for you, but…

… we can help.

We’re seasoned investors in Louisville real estate, and we’re looking to buy several houses each month in the Louisville Kentucky area. Every month we get calls from those who have inherited a house and are looking to sell the house… so the info below are some tips to help you navigate the process.

I Inherited A House, What To Do Next?

Here’s a few important considerations to help you make the right decision:

1) Make sure the mortgage is paid.

This may sound obvious, but if the person who left you a property also had a mortgage (unless it had no mortgage and was paid off, which is great!), you have to pay it (assuming you want to keep the property). Some banks will allow you to assume the loan, while others may force you to refinance into a new loan. If you don’t qualify for a new loan, renting may not be an option for you. I Inherited a House, What To Do? – Should I Rent or Sell in Louisville?

2) The investment is only as good as the manager.

If dealing with brokers, maintenance, tenants, rent collection and all the nuances of property management isn’t the best use of your time, hire a professional to help you or cash out now.  Some people who inherit homes decide to keep the house and rent it for extra income. That’s a great strategy for sure. You just need to be prepared to manage the property and the hassles that can go along with tenants and toilets.

3) Property ownership costs money.

It’s rare to see a building that’s been perfectly maintained. Most inherited houses need major improvements.

Consider hiring a professional property inspector to give you a detailed rundown on what you’ll need to do within the next five years, along with estimated costs. Surprises are very, very expensive. I Inherited a House, What To Do? – Should I Rent or Sell in Louisville?

4) Selling a property for top dollar costs money.

If you don’t want to deal with making repairs, updating kitchens, improving landscaping and overall cleanup, don’t worry. We buy Louisville houses for cash, as-is. I Inherited a House, What To Do? – Should I Rent or Sell in Louisville?

5) If the market will continue to grow faster than your other options, hang on to the investment.

We can help you analyze the value of your property today versus the long-term benefits of renting. If you can use the equity in your property in another way that outpaces the performance of the real estate market, you should. If you don’t have anything better to do with the money and the neighborhood is rising in value, hang on – real estate can be a great investment if you know how to correctly read the market.

6) Uncle Sam wants a piece of the action.Tax Inheritance

Don’t forget to discuss your inheritance with tax and legal professionals before you take action. There are major property and income tax consequences that will dramatically impact the cost of owning your investment. I Inherited a House, What To Do? – Should I Rent or Sell in Louisville?

7) Consider all your options.

In certain situations we may be able to help you structure a lease-option agreement that allows you to rent and sell at the same time – capturing the best of both worlds. These kinds of deals can be complicated, but our Louisville investment experience can help you win.

8) Compare a few scenarios.

We’ll help you determine prices for any property near Louisville – if you sold it today without doing any work, the highest price the market will bear, and the projected value of keeping it as a rental (along with the costs). I Inherited a House, What To Do? – Should I Rent or Sell in Louisville? We Buy Houses.

Just call us today at (502) 631-9392 or contact us now for more information
on how we can make you a fair cash offer on your inherited house today!

 

Photo by Seneca Real

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How to Find a Good Real Estate Agent in Louisville

How to Find a Good Real Estate Agent in Louisville

How to Find a Good Real Estate Agent in Louisville

Hiring a real estate agent in Louisville can be frustrating. So what are the steps on how to find a good real estate agent in Louisville?

Many local large real estate brokers will spend thousands of dollars each month to ensure that their agents are the most visible, whether it be online, in the Yellow Pages, or by erecting giant billboards in the most trafficked sections of Louisville.

However, the agents backed by the most promotion dollars aren’t always the best, and may not be a good fit for your circumstances. In today’s piece, we’re going to look at how you can find a good real estate agent in Louisville.

[NOTE: If you need to sell your Louisville house fast and can’t wait the 3-6 months+ it is taking to sell a home on the local market… we may be able to help by buying your house from you. We can make you an all-cash offer within 24 hours on your house in as-is condition. ]

How To Find A Good Real Estate Agent In Louisville – Get Reviews… Real Reviews

Online reviews of real estate agents are easily manipulated, and can be often times little more than paid advertisements. It’s important to get honest reviews from any agent that you’re considering, and any reputable agent will be glad to provide you with recent clients. How to Find a Good Real Estate Agent in Louisville.

Also, reviews are one of the best ways to see how any real estate professional does out in the marketplace.

As a last way to check out the agent… hit Google and type in “[name of agent] reviews” and see what pops up in the Google search. If you see a bunch of bad reviews on websites like yelp and others… see if the agent tried to engage with those negative reviewers online to resolve the situation. How to Find a Good Real Estate Agent in Louisville.

Ask the Right Questions Of The Local Louisville Real Estate Agent

Ask the agent (or better yet, his or her former clients) the following questions to gauge the agent’s skill, and ability to represent you as a buyer or a seller:

  • Was there any part of the process of buying or selling a home that clients were pleased or particularly displeased with?
  • What was the asking price?
  • What was the sales price?
  • What properties have you worked with in my location?
  • What about similarly sized properties?

How to Find a Good Real Estate Agent in Louisville.

It’s important to choose an agent who has experience working with homes similar to yours.

Check The Real Estate Agent’s Credentials

Check with your state’s real estate regulatory authority to verify the agent’s licensing. While you’re on that website, you’re also often able to look into regulatory actions and complaints against the agent.

You should also ask the agent how long they’ve been buying and selling homes. If they’re representing an agency, ask how long they’ve been with that particular agency, and their history with other firms. How to Find a Good Real Estate Agent in Louisville.

Above all, it’s important to choose a real estate agent in Louisville that you can trust. Regular communication is extremely important when selling your home, as in many cases, a house represents the majority of your net worth. A good agent will be able to answer questions such as:

  • How many inquiries have been made about my home?
  • How many of these inquiries came from people likely to make a purchase (not just window shoppers)?
  • What other properties in this neighborhood are for sale? What is the asking price of those homes?

Ask The Local Real Estate Agent How They Plan On Selling Your House

Sometimes going the direct route is the best. In the case of looking for a local Louisville Kentucky real estate agent, ask them how they intend on selling your house for you that the other agents in town won’t do. And see what their answer is. How to Find a Good Real Estate A.gent in Louisville

Usually the great ones actually have a marketing plan and will get your house out there and on the market in a big way. How to Find a Good Real Estate Agent in Louisville.

This Is Where Low Priced Isn’t Always The Best

Often times Louisville Kentucky home sellers want to go with the lowest priced option.

Heck, when you look at the numbers… if a real estate agent is earning 3% on a $100,000 sale… that’s $3,000 in fees just to 1 real estate agent (usually both agents representing the buyer and the seller earn commission)… it isn’t cheap.  But just really do your research before you go with a cut rate agent or a flat fee agent… because that usually means that the service you’re getting is also a lower level service. How to Find a Good Real Estate Agent in Louisville.

Some of the best real estate agents in Louisville have great marketing systems and are able to sell homes faster and for higher prices.  So even if you find someone to sell your house at a 1.5% fee… look long and hard at whether you’ll be saving money long term.

The same goes for selling your house to a local real estate investor like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392.  The highest priced offer isn’t always the best. Look at the terms of the deal the house buyer offers you… and ensure they can close on-time… because every month that goes by costs you money (your mortgage, taxes, insurance, utilities, etc.) to hold the property.

It’s important to avoid low-quality real estate agents. These could be “rookies” who will do anything to make their first sale (including leaving dollars on the table). A good real estate can make selling your home an extremely smooth experience, and will work in your best interest.

So go out there and do your research and find a local real estate agent.

If you need to sell your house fast… we’d love to make you an all-cash fair offer on your house.

We can make you a no-obligation offer in 24 hours or less and you can weigh that option against going with a real estate agent.

Just click the link below and fill out the short form on the next page to get the painless process rolling.

Need To Sell Your Louisville Kentucky House Fast?

Submit Your Basic Property Info For A Fast Cash Offer >>

 

Photo by Orange County Short Sale

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How to Avoid Foreclosure in Louisville

How to Avoid Foreclosure in Louisville

How to Avoid Foreclosure in Louisville?

While the housing market is rebounding, many people in Louisville, Kentucky are still struggling to make their mortgage payments.

If you’re underwater on your home, or having trouble keeping up with your monthly mortgage payments, you could be fearful that your mortgage provider is going to foreclose.

Thankfully, there are a number of things that you can do to avoid foreclosure in Louisville. It’s important to remember that moving quickly is absolutely paramount, and could save your credit rating and your home.

So lets dive in on a couple quick tips on possibly how to avoid foreclosure in Louisville with your home.

The Keys of How To Avoid Foreclosure in Louisville Don’t Abandon Ship

Many people simply give up and walk away from their home. There are even areas of Louisville have begun to resemble ghost towns, as the economy has impacted residents significantly.

Detroit is a prime example of what can happen when people abandon their homes.

This can be stressful situation, but it’s extremely important to keep your wits about you. A foreclosure will have a huge negative impact on your credit score, and likely prevent you from purchasing a home for years to come. If you sell your home, you could leave a portion of the loan unpaid, and the lender could pursue legal action against your for the unpaid portion.

While it’s extremely stressful, you do have options:

Negotiate with your mortgage lender. Banks and other financial institutions are well aware that citizens of Louisville are struggling. If you haven’t missed a payment yet, you may have some leverage to renegotiate the terms of your loan. Banks don’t like foreclosing on homes, and many will work with you if you aren’t too far behind. You may be offered forbearance, or even a full loan modification.

Ask for help from Uncle Sam. Over the last five years, the federal government has implemented a number of programs to help struggling homeowners. The Home Affordable Modification Program (HAMP) allows struggling homeowners to modify their loans, reducing monthly payments. The Home Affordable Refinance Program allows homeowners who are current on their mortgage payments refinance an adjustable rate mortgage into a low-interest, fixed rate loan. Both of these programs are subject to eligibility requirements.

We understand that the possibility of losing your home can be stressful. You aren’t alone. Citizens all over Louisville are going through the same troubles. Foreclosure can have a lasting effect on your financial life, and it’s important to move quickly and take advantage of any options available. You could save both your credit rating and remain in your home.

We may be able to help you avoid foreclosure… connect with us today and lets discuss your situation. We don’t charge any fees… we’ll evaluate your situation… and present you your options so you can move forward and get this foreclosure behind you. We Buy Houses In Foreclosure. We Buy Houses Louisville.

Give us a call anytime at (502) 631-9392 or
fill out the form on this website today! >>

 

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How to Sell Your House to an Investor in Louisville KY

Sell Your House to an Investor in Louisville

Sell Your House to an Investor in Louisville Kentucky

Home ownership just isn’t what it was in the 1950’s.

In the past, people would buy a home and live there for the rest of their lives, often passing it on to their family. Things have changed. Many first-time homebuyers are going into it with the attitude that they’ll sell when it’s time for a change. If you’re looking to sell your house, you could be frustrated.

Despite the market trends in Louisville slowly shifting, it’s still very much a buyer’s market. With so much property available, you could find yourself waiting months or longer to get a fair price on your home.

How To Sell Your House To An Investor in Louisville

One option that many homeowners are turning to is selling to a real estate investor like Fast Cash House Buyers, LLC to buy your house from you. Sell Your House to an Investor in Louisville.

These independent investors typically purchase homes, repair them, and then use them to generate income; either as rental units or sell them for a profit. Louisville has numerous reputable and trusted real estate investors who will help you sell your home quickly.

Selling your house to an investor is relatively simple.

You provide him or her with information about your home and personal situation.

The investor will then inspect the home and determine a fair value, taking into account necessary repairs, and make an offer. If the offer works for you, you’ll close, and receive the payment for your house in cash… usually within 7 days if you want to close that fast. We Buy Houses Louisville.

 

Sell Your House to an Investor in Louisville

 

How Fast Can You Sell Your House To Local Investor?

 

This process is extremely quick compared to more traditional methods, often taking just 7-10 days.

If you need to sell your Louisville home very quickly, with little hassle, selling to a Louisville real estate investor is a great option.

When you work with a real estate investor… there usually aren’t any fees involved, as you don’t have to worry about paying an agent commission, and most often, the investor will cover the closing costs.

While real estate investors are often looking to purchase homes at a discount, allowing them to fix up the house if it needs repairs… then sell the home to another home owner.

The Hidden Costs Of Waiting To Sell Your Louisville House

Many people don’t consider the hidden costs of holding on to a property.

Extra months of mortgage payments, utilities, maintenance costs, and other fees could quickly add up. By selling at a slight discount, you could potentially end up with a larger sum in the long run.

By selling your home to a real estate investor, you’re saving yourself possible months of headache, and you can quickly move on to your new home. You’ll avoid expensive fees, closing costs, and investors will purchase your home as-is, assuming the costs of repairs that you’d have to pay if you were selling via more traditional means.

Fill out the form below to get a fast cash offer on your home! We Buy Houses Louisville. Sell Your House to an Investor in Louisville!

 

Give us a call anytime at (502) 631-9392 or
fill out the form on this website today! >>

 

Photo by Scott Maxwell

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Foreclosure Effects in Louisville Kentucky – What Sellers Need to Know

Foreclosure Effects In Louisville

Foreclosure Effects in Louisville Kentucky

Foreclosure is a nightmare to any family going through it irrespective of the reasons why they are about to lose their home. Today we are going to look at the foreclosures effects in Louisville Kentucky and what local house sellers need to know. First we will look at the effects and the ways of easing them.

Foreclosure Effects in Louisville KY to Sellers

  • Loss of your home – Pretty self-explanatory here. The major end result of a foreclosure in Kentucky is of course the loss of the home to the bank.
  • Decrease in Your Credit RatingYour credit rating will be lowered by the foreclosure. How much? It depends on how high your current credit score is… but the higher your current credit score… the more your score will drop after a foreclosure. If you have a credit score of 680 or higher… you may see a drop of 100+ points.
  • Depression and Stress – Your mental health is at stake because of the high pressure situation. Going through a foreclosure is emotionally exhausting and frustrating to say the least.
  • House Values In Your Community – Another one of the big foreclosure effects in Louisville Kentucky is that they tend to lower the overall value of the houses in your neighborhood… especially if there are multiple foreclosures in the immediate area.

How You Can Ease The Effects Of Foreclosure In Louisville

Foreclosure Effects In Louisville KYFor the well being of you and your family, you need to mitigate the effects of foreclosure as much as you can. The process can be frustrating and time consuming, but there are people who can help you navigate your different options in the process.

First…

  1. Call your bank and work with them:  Most banks are very willing and ready to work with you… if you can show that with their help you can get back on track and save your house.  Or, if you just want out of the house but you owe more on the house than it’s worth… see if the bank has any programs to lower the mortgage burden so you can get out from underneath it without it going through an expensive foreclosure.
  2. Talk with a local real estate expert, like Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392: We know the local Louisville real estate market well and are very experienced in the foreclosure process here in Kentucky.  Give us a call at (502) 631-9392 and we can guide you toward the resources that can possibly help you.
  3. Sell your house: If you’d rather find a way to sell your house and avoid the foreclosure all together, great! We buy local Louisville houses for cash… and would love to look at your situation and make you a fair all-cash offer on your house.  Just call us at (502) 631-9392 or shoot us your details through this website

With the above knowledge on foreclosure effects in Louisville – what sellers need to know, you can guard yourself by calling Fast Cash House Buyers, LLC in Louisville, KY (502) 631-9392 and we shall assist you in the shortest time possible to sell your house. However, to fast track the process, kindly fill out our website contact form to give us more information about you. We’d love to connect with you and help you find the best solution!